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Finance: Debt 銀行債務術語
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從下面選項中選擇正確答案；單擊“核對答案”按鈕，核對你的答案.
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1 : If you are declared bankrupt, __________. |
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The possible answers were:
you have no money at all.
you have lots of money.
you have too much money.
you own a bank.
You said:
you have no money at all.
you have lots of money.
you have too much money.
you own a bank.
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正確。如果你是 declared bankrupt 那就是說你在法律上宣布破產了。
答錯了。如果你是 bankrupt 那么你就沒錢了。
對不起，你錯了。如果你是 bankrupt 那么你就沒錢了。
選擇錯誤。如果你是 bankrupt 那么你就沒錢了， 也不可能擁有一家銀行。
你沒有回答這個問題。
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2 : Some banks offer you __________ facility with your bank account. This is a type of short-term loan. |
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The possible answers were:
an online banking
a debit card
an overdraft
a savings
You said:
an online banking
a debit card
an overdraft
a savings
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恭喜，答對了。An overdraft 就是短期的貸款，透支。
選擇錯誤。銀行提供 savings 儲蓄的服務，讓顧客存錢，這不是貸款服務的英語表達。請再想想。
錯誤。Online banking 是很有用的一項服務，不過它不是短期的貸款。
不對。 我們可以用 debit card 儲蓄卡從銀行賬戶里提款，但這不是短期的貸款。
你沒有回答這個問題。
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3 : When you are __________, you owe a lot of money. |
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The possible answers were:
in credit
in debt
loaded
skint
You said:
in credit
in debt
loaded
skint
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不對。如果你是 in credit 這說明你在銀行賬戶里有錢。To owe money 是欠錢的意思。
答對了。如果你是 in debt 那么你就是欠 owe 了銀行或者其他人錢。To owe money 欠錢。
對不起，答錯了。如果你是 loaded 這就是說你有很多錢。To owe money 是欠錢的意思。再想想。
不對。如果你被形容為 skint 意思是你很窮，沒錢， 但是這不代表你欠錢。To owe money 是欠錢的意思。
你沒有回答這個問題。
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4 : Credit card companies will usually ____________ on any purchases and withdrawals made with your card. |
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The possible answers were:
charge you double
give you a commission
charge you interest
charge you nothing
You said:
charge you double
give you a commission
charge you interest
charge you nothing
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不對。Credit card 公司不會收你消費雙倍的錢。Credit card 就是信用卡。Double 雙倍。
錯了。 信用卡公司不會給顧客提成 give you a commission.
恭喜，答對了。信用卡公司一般會 charge you interest 收利息。用信用卡買東西或者是取現金都會有利息 interest.
不對。 信用卡公司一般都會有一些收費，不可能免費給大家發信用卡。
你沒有回答這個問題。
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5 : When you __________ a loan, you agree to borrow an amount of money and pay it back with added interest. |
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The possible answers were:
take out
take in
give out
give into
You said:
take out
take in
give out
give into
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回答正確。如果你接受了 accept 銀行的貸款，那么你的行動就是 to take out a loan. A loan 一筆貸款。Agree 同意。
不對，英語里不用這個表達來形容向銀行貸款。
回答錯誤。 在這里，作為一個顧客你是從銀行借錢，而不是給銀行錢。
錯了。在這里，作為一個顧客你是從銀行借錢，而不是給銀行錢。
你沒有回答這個問題。
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6 : It is important not to miss any ______________ as it could affect your ability to borrow money in the future. |
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The possible answers were:
statements
meetings with your bank manager
repayments
opportunities to borrow more money
You said:
statements
meetings with your bank manager
repayments
opportunities to borrow more money
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不對。A statement 是銀行對賬單，顯示了銀行賬號里的支出和收入。
錯了。如果沒法和銀行經理碰面，那也不要緊，這對將來貸款不會有什么影響。
錯誤。人們不應該隨便借錢 borrow money, 因為還錢不是件容易的事兒，如果不能按時還清，會造成很多麻煩。
答對了。貸款以后，每月必須償還銀行或者債主 lender 一定的金額，這就是 repayment.
你沒有回答這個問題。
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